The Vista Program provides a comprehensive approach to investing for retirement - one that is capable of delivering dependable long-term results. Within the program, we actively manage the allocation of assets among stocks, bonds, and cash based on risk and return expectations  for each asset class. Utilizing a proprietary model in conjunction with years of industry experience, we determine an optimal allocation. Each portfolio is designed to manage risk through multiple layers of diversification:

• Asset Allocation: Each portfolio is diversified into multiple asset classes. 
• Style Selection: Each asset class is diversified into multiple styles. 
• Fund Selection: Each style is implemented using multiple managers. 

Our proprietary investment technology makes it possible to optimize asset allocation, style and fund selection decisions to meet individual needs and requirements. Depending upon a client’s tolerance for risk, foreign stock and bond funds may also be utilized to pursue a specific investment objective. Each portfolio is designed to meet a particular return/risk profile from preservation of capital to aggressive long-term growth. We regard the systematic and disciplined implementation of our investment strategy as a key responsibility. 

Benefits for our Retirement Saving Clients:

• Systematic asset allocation
• Individual portfolio construction and management
• Quarterly rebalancing
• Low cost index funds and exchange-traded funds
• Reasonable fees on assets under management

If you are an investor with more than $250,000 to invest, please contact us for more information.